Jennifer, I sometimes ask myself the same questions. I suppose its hard to completely disregard decades of indoctrination and deeply instilled apprehensions.
One of the benefits of living 100+ miles from immediate family is that any visits come with ample notice, and as a fairly recent resident in this resort community, I am relatively anonymous. I can be and do what I choose without much reason for concern.
They say it gets better, and I think that is true!