Hi, Bran –
Only you can decide who/what you are, as your training as a counselor must have told you.
Too late? Nope. I started HRT a week ago, and I’m 68.
In my mind it all boils down to figuring out what you really want, what you can reasonably accomplish, and what you’re willing to accept as a compromise if necessary.
Not always easy, but doable.
If you like, pm me. I’m very open and willing to share what I know, as are many others on this site.