November 18, 2020 at 8:19 pm #90813
Hi Regina! I’m new here too. I didn’t experience years of regret, as this just hit me in the past year. (I’m 60 now) If anything, I might regret not realizing it sooner, and/or not realizing the options available to me sooner. At the same time, I think it’s like the old saying about the best time to plant a tree. The best time was 20 years ago. The second best time is today. 🙂